Home Insurance

There are 4 parts to home insurance cover that you should consider for your home, these are as follows:

• Buildings insurance which covers the buildings and fixtures and fittings e.g. bathroom suite etc
• Contents insurance which covers your possessions within your home. You should ensure that the limits on this part of the policy meet your needs including any high risk items
• Personal possessions cover provides cover for items that you take outside of your home. Many policies allow items up to a certain amount to be covered but items over that need to be specified
• Legal protection provides cover for legal costs should you need to pusue your rights as a home owner