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Car Insurance Providers

There are several ways of buying car insurance in Britain.

Price Comparison Websites

These compare the vast majority of the market in one go. One form , usually a little longer than each individual companies form, is needed, the Price comparison website then checks against many insurers in one go and brings you a list of prices and features back for each company.

Direct Insurers

These are insurance companies who give quotes on products who are underwritten by them e.g. Norwich Union, Moreth>n etc

Agents

These are companies who will only sell insurance products from one insurance company e.g. For home and car insurance Prudential is an Agent of Churchill. This means that Prudential has done a deal with Churchill whereby they underwrite the insurance.

Insurance Panels

These are companies who have arrangements with a number of other companies to sell their insurance products. Usually the products will be branded. e.g. Lloyds TSB operates a panel of insurance companies for car. They will typically work through a broker to find the cheapest insurer within their panel.

Insurance Brokers

Similar to a panel but generally include more insurers. Its4me and AA are brokers and will compare many products from many providers and get you the best deal they can. However, in some cases you will be able buy the same product cheaper by buying direct.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Car Insurance
Car Insurance home page
Compare prices on car insurance from over 80 insurers
Car Insurance Excesses
Some of the lifestyle factors that may affect your car insurance premium
 
Help & Tips
Getting lower premiums
Types of car insurance explained
Where you can buy car insurance and the differences
The MOT
 
Accidents Happen
What to do in the the event of an accident
Help if you are in an accident with an uninsured driver
How do I recover my uninsured expenses
 
Car Security
Tips on keeping your car secure
 
Learning to drive
Driving Instructors

Nothing on this site should be construed as financial advice
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