How
you live your life can effect your car insurance premiums
There are a large number of factors about how you live
your life that can affect your car insurance premiums.
Not all insurance companies consider the same factors
which is why we recommend that you shop around.
First
get a car insurance quote from us and then why not compare it with
other insurance providers.
Your Job
Occupation is a common factor that can affect premium.
If your job is office based you are more likely to get
a discount on your premiums due to your job than if
you are a scrap dealer or motor mechanic. People in
the motor trade often get higher premiums than say office
workers. The reasons for this vary but it is worth bearing
in mind that different insurers use occupations in different
ways.
Where you live can affect your car insurance
premium
Postcode is a major car insurance factor. It is one
of the easiest ways an insurance provider has to make
a judgment about your premium. If you live in a low
crime area or in the country you are likely to get a
lower premium than if you live in the centre of London
or Liverpool.
Your age will affect
your car insurance premium
Younger drivers have more accidents. Its a sad fact
of life but it is true. As such many insurance companies
try to avoid young drivers. They will either do this
by increasing the premiums or by simply refusing to
quote.
The good news is that some insurers will provide insurance
to young drivers. If you are a young driver it can be
worth using a quote facility like ours which will trawl
the market to find a good quote for you.
If you are over forty or fifty then you can benefit
from lower premiums on your car insurance because of
your experience you are less likely to have an accident.
Accidents cost insurers money and the less likely you
are to have an accident the lower your premium.
Your gender will affect
your car insurance premium
Women generally will get a lower premium than Men.
Insurance companies tend to see women as less likely
to have accidents than men.
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